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60-Day Moratorium for Policy Cancellation / Nonrenewal

In response to the rapidly evolving COVID-19 situation, Woodville Mutual is implementing a 60-day moratorium for the cancellation or nonrenewal of insurance policies that are due to the failure to pay premiums. In addition, all fees associated with late or non-payment will be waived. This moratorium will retroactively run from March 19, 2020 – May 18, 2020. We will comply with all state-specific requirements related to the COVID-19 pandemic as they evolve.


Update: Office Hours

Woodville Mutual offices are accessible to customers with the following limits.

Walk-in hours are from 10am - 2pm and dedicated times for “high risk” individuals are from 10am -11am.

Customers will be contained to the vestibule area which is sanitized hourly.

You may still contact Woodville Mutual during normal business hours via telephone, email or fax.


Support for policyholders affected by COVID-19

As the situation regarding COVID-19 continues to evolve, we recognize that our policyholders will be impacted and that some will face financial hardship.

If you are a policyholder whose employment and income have been directly affected by this situation, please contact your agent. We are ready to help with billing and payment issues, including the possible postponement of billing due dates and policy cancellations due to nonpayment of premium. We would also waive any associated service fees or reinstatement fees.

Please note that this postponement does not waive payments due during the postponement period, but offers additional time for those directly impacted to pay their premiums.

Also, please keep in mind that policyholders can make payments and submit claims by visiting our website.

We are ready to assist you and our policyholders during this difficult time. Please contact us with any questions or concerns you might have.

Rated A Exceptional by Demotech, Inc
Call For Assistance: 800.342.2521 | 419.849.2521
Hours Monday–Friday, 8:30am – 4:30pm EST

Woodville Mutual

For Ohioans by Ohioans since 1859

Woodville Mutual has served Ohioans with distinction since 1859, providing combination Farmowners and Homeowners policies with select Mutual Partners. Woodville is represented by over 20 independent agencies in Ohio, with a growing agency force.

What makes mutual insurance a better choice?

For starters, there are no shareholders – so that means we put the needs of our policyholders first. And that results in better service, suggesting ways to minimize risk, and settling claims more fairly and quickly.

No wonder more than 135 million policyholders choose mutual insurance to protect their property.

Become part of something bigger; become a member of a mutual.

Homeowners Insurance

Your home is one of your biggest investments.

Woodville Mutual has the homeowners insurance coverage you need to protect your investment and get the most value for your insurance premium dollar. Woodville Mutual offers flexible and affordable options to meet a wide range of insurance needs.

homeowners insurance
farmowners insurance

Farmowners Insurance

Farms are the foundation of Ohio

Woodville Mutual is one of the longest standing farm writers in the state of Ohio. Our Farmowners insurance Policy is geared to the owner-occupied farm. Coverages are expansive and complex, designed for your needs.

Landlord / Dwelling Insurance

Flexible protection for rental properties.

This landlord insurance policy serves the unique needs of non-owner occupied or rental dwellings / farms, that is, you own a dwelling property or farm land which is occupied by another party.

Our Landlord / Dwelling Policy is available unsupported. That means you don’t have to insure your personal or other property with Woodville Mutual, a standard requirement of other insurance companies.

landlord dwelling insurance

Demotech Financial Stability Rating®

Demotech is a financial analysis firm located serving the insurance industry by providing accurate and proven Financial Stability Ratings® (FSRs). FSRs are a leading indicator of the financial stability of Property & Casualty insurers and Title underwriters.

Woodville Mutual Rated 'A Exceptional'

Woodville Mutual carries a Financial Stability Rating® of 'A EXCEPTIONAL' which means regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a Financial Stability Rating® of A possess exceptional financial stability related to maintaining surplus as regards policyholders at an acceptable level.

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What Our Clients Say

Woodville Mutual puts policyholders first, through committed, personal service.

  • "Exceptional service. Helped me add all the correct policies to protect myself and my house."

Please do not hesitate to contact us with questions.

We're always here to help. 419.849.2521 | 800.342.2521