Woodville Mutual has embarked on a transformative journey, becoming 1859 Mutual. This new phase in our voyage reflects our commitment to tradition and innovation. For more details, we invite you to visit our website. https://1859mutual.com
Rated A Exceptional by Demotech, Inc
Call For Assistance: 800.342.2521 | 419.849.2521
Hours: Mon - Thu, 8:30 – 4:30 / Fri, 8:30 – 3:30

Woodville Mutual Insurance

Combination Insurance for Ohioans by Ohioans since 1859

Woodville Mutual has served Ohioans with distinction since 1859, providing combination Farmowners and Homeowners insurance policies with select Mutual Partners. Woodville is represented by over 20 independent agencies in Ohio, with a growing agency force.

What makes mutual insurance a better choice?

For starters, there are no shareholders – so that means we put the needs of our policyholders first. And that results in better service, suggesting ways to minimize risk, and settling claims more fairly and quickly.

No wonder more than 135 million policyholders choose mutual insurance to protect their property.

Become part of something bigger; become a member of a mutual.

Homeowners Insurance

Your home is one of your biggest investments.

Woodville Mutual has the homeowners insurance coverage you need to protect your investment and get the most value for your insurance premium dollar. Woodville Mutual offers flexible and affordable options to meet a wide range of insurance needs.

homeowners insurance
farmowners insurance

Farmowners Insurance

Farms are the foundation of Ohio

Woodville Mutual is one of the longest standing farm writers in the state of Ohio. Our Farmowners insurance Policy is geared to the owner-occupied farm. Coverages are expansive and complex, designed for your needs.

Landlord / Dwelling Insurance

Flexible protection for rental properties.

This landlord insurance policy serves the unique needs of non-owner occupied or rental dwellings / farms, that is, you own a dwelling property or farm land which is occupied by another party.

Our Landlord / Dwelling Policy is available unsupported. That means you don’t have to insure your personal or other property with Woodville Mutual, a standard requirement of other insurance companies.

landlord dwelling insurance

Demotech Financial Stability Rating®

Demotech is a financial analysis firm located serving the insurance industry by providing accurate and proven Financial Stability Ratings® (FSRs). FSRs are a leading indicator of the financial stability of Property & Casualty insurers and Title underwriters.

Woodville Mutual Rated 'A Exceptional'

Woodville Mutual carries a Financial Stability Rating® of 'A EXCEPTIONAL' which means regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a Financial Stability Rating® of A possess exceptional financial stability related to maintaining surplus as regards policyholders at an acceptable level.

Financial Stability Rating

News / Updates

Woodville Mutual offers news and updates to policyholders about the latest insurance laws and current financial impacts of the COVID-19 pandemic.

Jonathon Younker Steps Down after Leading Woodville Mutual Insurance Association for 45 Years

Longevity and family runs deep at Woodville Mutual Insurance Association. Company President Jonathon Younker recently stepped down after more than four decades at the helm of Woodville Mutual. The 162 year old company is now led by Andy Younker, son of Jonathon and the fourth generation from their family to lead the company.

Wind Damage during Ohio Storm Season

Ohio is experiencing severe storms in recent weeks. These events have the potential to cause significant damage to your home. High winds from intense storms—including tornados—can cause critical structural damage to roofs and other areas of your property. A good homeowners policy must insure against wind damage caused by these severe storms. Are you sure you are covered?

Serving our Policyholders: COVID-19 Update

Just like you, Woodville Mutual is continuing to monitor our nation’s response to the spread of the COVID-19 virus. We want to assure you that our company and our independent agents are here to assist you as best we can during this difficult time.

Moratorium Expires July 15, 2020 for Policy Cancellation / Nonrenewal

MORATORIUM EXPIRES: The moratorium for the cancellation or nonrenewal of insurance policies due to a failure to pay premiums will expire on July 15, 2020.

Moratorium Extended Further for Policy Cancellation / Nonrenewal

MORATORIUM FURTHER EXTENDED: Due to the continuing state of emergency in Ohio, the moratorium for the cancellation or nonrenewal of insurance policies that are due to the failure to pay premiums has been extended.

What Our Clients Say

Woodville Mutual puts policyholders first, through committed, personal service.

  • "Exceptional service. Helped me add all the correct policies to protect myself and my house."

Please do not hesitate to contact us with questions.

We're always here to help. 419.849.2521 | 800.342.2521